You Dream It
We Finance it!!
How It Works?
Apply Now by Clicking Here
- Application takes 1 HFS performs a soft credit check so there is NO IMPACT on your credit to see your personal loan terms.
- If your application is accepted, you will be assigned to an HFS personal loan consultant who will contact you within 24 hours to discuss your loan
- HFS allows you to borrow up to 20% more than your home improvement estimate(s) or contract(s). This is available should you require it to cover other
- Example: Your estimate(s) or contract(s) totals $50,000. An overage of 20% would equal $10,000. In this example, you can borrow up to $60,000.
- Once fully approved, the full loan amount funds directly to the consumer’s checking account and never to the
I want to control the funds. Does the Money funds to me or the Contractor?
HFS Loan Program funds 100% Direct-to-Consumer.
Will Applying hurt my credit?
No, HFS performs a soft credit check in order to present Loan Options.
What improvements can I finance?
Any and All Home Improvement(s)
What is my monthly Payment?
Try the HFS Loan Calculator at hfsfinance.net. You can borrow upto $250,000. A loan of $30,000 start at $229/month. For Example.
What are the Loan Terms?
Rates start at 2.99% and are based on the highest credit score of either applicant. Terms are from 2-20 Years with no Prepayment penalties.
What kind of loans does HFS Offer?
HFS works with personal loans that requires no Equity and no Appraisals.
Should I apply Jointly?
While it is not required, HFS recommends apply jointly.
Is a down payment required?
No, Down Payment is required.